Prime Interest Rate South Africa 2025 History. The current prime lending rate is 11.75%. Bank lending rate in south africa averaged 12.03 percent from 1957 until 2025, reaching an all time.

South africa policy rate averaged 7.00 % pa and is updated monthly, available from nov 1999 to aug 2025. Kindly be advised that client’s individual interest rates offered by the bank are not reflected on this website.